Grow your business with the name shoppers trust.
Help maximize your conversion by offering PayPal and card processing.
Conversion
Boost conversion with PayPal.
PayPal’s brand recognition helps give customers the confidence to buy. Your all-in-one checkout solution can offer PayPal, card processing, and more — all through a single PayPal integration.
46% higher checkout conversion with PayPal.1
Cards
Take charge.
With PayPal, you can process all major credit and debit cards at a competitive rate. By bringing payments under one roof you can simplify reporting and consolidate your settlements to better understand your business.
95% checkout completion rate for credit and debit card payments.2
Repeat purchasing
Make repeat purchasing easy.
PayPal enables you to securely save your customers’ payment methods, including PayPal and credit and debit cards, providing a quick and easy checkout experience.
Create a fast checkout
With their payment info saved, customers can make repeat purchases in just a few clicks, helping you to improve checkout conversion. clicks.
Offer subscriptions
Saving a customer’s payment method allows you to set up recurring payments and charge your customer on a scheduled basis.
Reduce card declines
Card data can be kept current with account updater services to automatically update expired card information to help capture every sale.
Elevate security
Customers' payment information is stored securely by PayPal, helping you ensure compliance and minimize risk.
PayPal scale
More reasons to offer PayPal.
PayPal’s size, scale, and payments volume allows for strong global relationships to help you better serve customers, minimize costs, and help drive sales.
$1.36 trillion
total payment volume in 2022
20+ billion
transactions annually
400+ million
active PayPal accounts
35 million
active merchant accounts
#1
most downloaded finance and banking app globally3
200+
markets
130+
currencies
#1
in Consumer Report analysis for privacy, transparency, and security4
Business fit
Designed with your business in mind.
Payment methods
- Credit and debit card payments processed right on your site
- Funds credit immediately into your PayPal business account while payments process
- Easy to add or upgrade in just a few steps
Flexible features
- Save customer billing info for fast, convenient checkout
- Mobile-friendly so customers can easily shop on any device
- Drive authorization rates, reduce declines, and help capture every sale
- Track all your transactions from one dashboard
- Help drive authentication and fast checkout rates by saving customer card and billing info with card vaulting
- Real-time account updater automatically updates lost, stolen, or expired card details to help boost conversion
- Add transparency for your card processing expenses with IC++ (Interchange Plus Plus)
Peace of mind
- PayPal helps you handle the risk of fraudulent purchases
- AI-powered fraud detection monitors all transactions
- PayPal Seller Protection on eligible transactions safeguards PayPal Checkout5
- PayPal solutions help you meet global compliance standards
- Additional security offers insights with Fraud Protection on eligible transactions6
- Optional Chargeback Protection to help reduce fraud-related costs7
Simple Setup
See how to activate.
- Step 1
Log in to your Spiffy dashboard. - Step 2
Go to “Settings”. - Step 3
Select “PayPal Checkout”. - Step 4
Once approved and enabled, you can start accepting payments with PayPal.
1 Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.
2 Based on PayPal internal data from 1st Jan 2022 – 31st Dec 2022.
3 In July 2022, PayPal was recognized as the #1 most downloaded finance and banking app globally. **Apptopia, Top 10 Finance & Banking apps, H1 2022. July 13, 2022.
4 CR (Consumer Reports), "Buy Now, Pay Later Apps Are Popular, but Are They Safe?" Consumer Reports , May 25, 2023.
5 Available for eligible transactions. Limits apply.
6 Available on eligible purchases.
7 Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.
8 Our standard rate pricing listed herein is for US transactions only in USD and is effective starting on August 2, 2021.
MRF-93931
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